Business Liability including Errors And Omissions

Policy Form Highlights

  • Comprehensive coverage endorsements specifically designed to address your unique business needs.
  • Liability coverage includes the United States, Puerto Rico and Canada.
  • Errors and Omissions – Professional Liability (Bodily Injury, Property Damage or Personal Injury need not be present to invoke defense or indemnification).
  • Broad Form Property Damage to cover damage to property in your care, custody or control.
  • Broad Form Use of Force.
  • Theft, Incidental Medical Malpractice and Lost Key coverage extensions are included at no charge.
  • Various deductibles available.
  • Electronic Data Liability – available to electronic security firms.

Cost Containment Methods

  • Wage Cap Calculation – changes rating from payroll to billable hours.
  • Scheduled credits and discounts.
  • Blanket additional insureds.