Program underwritten by an A+ Rated A.M. Best Carrier

Errors & Omissions
  • Broadest E&O coverage form in the industry.
  • No Bodily Injury, Property Damage or Personal Injury necessary for coverage to trigger.
  • Third Party EPLI - Guard detains an individual based on ethnic appearance and is later sued.
Assault & Battery
  • Covers the vicarious liability created by the intentional acts of an employee regardless of the use of force (reasonable or physical)
Broad Form Property Damage
(Care, Custody & Control)
  • Covers Property Damage in your client's care, custody and control
Theft Extension
  • Theft or loss of property is included in the definition of Property Damage. (Note: theft or alleged theft committed by the named insured or its employees is not covered. Separate Fidelity coverage can be obtained by The Mechanic Group at low rates)
Blanket Additional Insured
  • Automatically included at no charge.
  • When required by contract or issued by a certificate of insurance.

Contractual Personal Injury
  • Extends Contractual Liability coverage to include Personal Injury
Emergency Medical Services Extension
  • Coverage for negligent or failure to render first-aid treatment
Lost Key Coverage
  • Replacement of locks and keys for guard’s negligence
Mobile Equipment Extension
    Coverage for “off-road” security vehicles
Optional Coverages
  • Per Project Aggregate
  • Waiver of Subrogation
  • Employee Benefit Liability
  • Stop-Gap Coverage
  • Hired Car/Non-Owned Auto Liability
  • Cut-Through to Admitted Paper
  • Special Additional Insured Endorsement
Submission Requirements:
  • Mechanic Group Application
  • Five Year Currently Valued Loss Runs



Contact The Mechanic Group today to learn more about how we can provide an affordable alternative to your current rates and premiums. You’ll be glad you did.
THE MECHANIC GROUP, INC.   Telephone: 800.214.0207   Fax: 845.735.8383   E-mail info@mechanicgroup.com